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wellington womble



Joined: 08 Nov 2004
Posts: 15051
Location: East Midlands
PostPosted: Thu Sep 17, 15 4:01 pm    Post subject: Reply with quote
    

Nick wrote:
Santander lent me money to buy a field, with no other security, a massive overdraft and an appalling credit card history with them. It's the only mortgage I've ever had.

I'd avoid them like the plague. They're clearly idiots.


I know. My ex-marital home mortgage is with them as well! Didn't know they did land as well though.

I think there is a place for peer to peer lending and/or crowd funding. Not for this pot, as you say, but there will be others, I think. It's definitlely something I will consider for my pension investments.

Abundance looks interesting too. Again, not for this instance (I particularly want an income producing asset, here) but I may well put the pension funds into something like that.

Cathryn



Joined: 16 Jul 2005
Posts: 19856
Location: Ceredigion
PostPosted: Fri Sep 18, 15 7:33 pm    Post subject: Reply with quote
    

There is a company who specialise but we have no experience of, called AMC https://www.amconline.co.uk/

If I was looking for a field I would ask the local auctioneers.

wellington womble



Joined: 08 Nov 2004
Posts: 15051
Location: East Midlands
PostPosted: Fri Sep 18, 15 7:45 pm    Post subject: Reply with quote
    

Thanks, Cathryn. I need to find the pub where the farmers drink.

It might be a non starter, I don't think they are taking on new projects, because Cameron and co are pro fracking and nuclear, and anti solar. Bloody typical. I've been waiting for this money for nearly two years!

Back to the drawing board!

henchard



Joined: 23 Aug 2012
Posts: 232
Location: Carmarthenshire
PostPosted: Fri Sep 18, 15 9:10 pm    Post subject: Reply with quote
    

Just as an addendum farmers were getting �1000 an acre per year from solar companies to lease their land.

As somone pointed out they need to be situated near the correct distribution infrastructure. In additition the whole package needed to be put together with planning permission before funding could be arranged.

Subsidy cuts have now scuppered most

https://www.theguardian.com/environment/2015/jul/30/uk-solar-growth-stalls-following-government-subsidy-cuts

Still probably reasonable returns, because of the housing shortage (and that's another moral topic to discuss), on buying terraced house to let in the right areas (student towns?).

Last edited by henchard on Sat Sep 19, 15 7:22 am; edited 1 time in total

Mistress Rose



Joined: 21 Jul 2011
Posts: 15972

PostPosted: Sat Sep 19, 15 6:41 am    Post subject: Reply with quote
    

I think Stride in Chichester do land as well as buildings, but they will only cover the West Sussex/East Hampshire area. Land is expensive round here, and we have lots of solar farms already in place or planned, so might not be the best area. There must be other companies in other parts of the country that do similar mixes; old established ones that deal in land. Try a market, or ex-market town for suitable ones WW.

dpack



Joined: 02 Jul 2005
Posts: 46217
Location: yes
PostPosted: Sat Sep 19, 15 1:17 pm    Post subject: Reply with quote
    

wellington womble wrote:
Thanks, Cathryn. I need to find the pub where the farmers drink.


if you combine that with the auction thought the local livestock market is where one gets a good concentration of farmers in a chatty (for farmers)mood and the auctioneers might well know about land agents etc etc as well.

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