Buildings Insurance for non standard construction query?

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Buildings Insurance for non standard construction query?

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stumbling goat

Joined: 20 Jan 2009
Posts: 1990

Posted: Fri Jan 13, 12 7:04 am Post subject: Buildings Insurance for non standard construction query?

Does anyone know of an insurance company, or a broker I can approach that would provide buildings cover for non standard construction buildings?

Nothing too radical, just a timber framed building on concrete pillars.

The buildings have been up since the 1960's with no problems around subsidence, flooding or general issues.

Online companies all shy away from anything other than a square brick box it seems.

sg

Nick

Joined: 02 Nov 2004
Posts: 34535
Location: Hereford

Posted: Fri Jan 13, 12 7:46 am Post subject:
Zurich insure ours, which is timber framed, on mud. Like most of Herefordshire.

stumbling goat

Joined: 20 Jan 2009
Posts: 1990

Posted: Fri Jan 13, 12 8:31 am Post subject:
Thanks Nick, I will try them this morning. sg

chez

Joined: 13 Aug 2006
Posts: 35935
Location: The Hive of the Uberbee, Quantock Hills, Somerset

Posted: Fri Jan 13, 12 8:35 am Post subject:
NFU do thatch,which is fairly non-standard these days ... might be worth checking them out, too.

stumbling goat

Joined: 20 Jan 2009
Posts: 1990

Posted: Fri Jan 13, 12 8:42 am Post subject:
Thanks Chez. We have NFU for main residence but for a second home or holiday letting property they only offer limited cover,no accidental damage. sg

Nick

Joined: 02 Nov 2004
Posts: 34535
Location: Hereford

Posted: Fri Jan 13, 12 8:49 am Post subject:

stumbling goat wrote:

Thanks Chez. We have NFU for main residence but for a second home or holiday letting property they only offer limited cover,no accidental damage.

sg

It's worth noting that often an insurer won't look at a second place, unless you have your first with them.

Treacodactyl
Downsizer Moderator

Joined: 28 Oct 2004
Posts: 25795
Location: Jumping on the bandwagon of opportunism

Posted: Fri Jan 13, 12 8:59 am Post subject:

stumbling goat wrote:

Thanks Chez. We have NFU for main residence but for a second home or holiday letting property they only offer limited cover,no accidental damage.

sg

Yes, we found NFU's 2nd home cover rather limited.

We used these people who were very helpful and understanding, they cover non-standard and 2nd home.

https://www.towergateinsurance.co.uk/

T.G

Joined: 13 Sep 2009
Posts: 7280
Location: Somewhere you're not

Posted: Fri Jan 13, 12 5:06 pm Post subject:
another vote for NFU ETA Sorry, didn�t read it was for a second property� I was overexcited at the offer from a mrs Jiang Ming from hong kong who has an exciting business deal for me Coupled with having a bank account hacked for a bank I�ve never banked with ever� so I am sure you�ll forgive my natural distraction

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