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Marionb

Joined: 27 Aug 2006
Posts: 5267
Location: Mid-Wales

Posted: Thu Apr 16, 15 7:23 pm Post subject:
All our household bills were in OH's name until he moved out. Now after nearly 6 years, the phone bill is the only bill that's still in his name. I wish it wasn't, but if I want to change it to my name I have to change my phone number, which I don't want to do, nor think is fair

Cathryn

Joined: 16 Jul 2005
Posts: 19856
Location: Ceredigion

Posted: Thu Apr 16, 15 7:54 pm Post subject:

Hairyloon wrote:

Him/her, he/she, landlord/landlady, etc all go without saying, so on the whole, I go without saying them.

They don't. They still don't in too many areas of life.

Cathryn

Joined: 16 Jul 2005
Posts: 19856
Location: Ceredigion

Posted: Thu Apr 16, 15 8:03 pm Post subject:

Pilsbury wrote:

Cathryn wrote:

Hairyloon wrote:

Cathryn wrote:

There should be nothing normal about having everything in your husband's name.

Why not? It is certainly not unusual.
What about lodgers? I would expect all the bills to be in the landlord's name: what are they to do?

Or landlady? Or maybe both if they both own the property? That's a novel idea I wonder if it will ever catch on?

there is nothing unusual about all the bills and detsils being in one persons name.
My wife doesnt work, all the bills are paid frm my bank account, if the accounts wers in her name there are issues if i have to ring and quiery account detail.
The house is 100% in my name, her credit is shot to pieces so no credit cards or loans.
It suits the way we live.
Its down to the people how finances and accounts are arranged.

I would really like to answer this but I cannot find a way of doing so that would not risk offending a man whom I have much respect for.

Hairyloon

Joined: 20 Nov 2008
Posts: 15425
Location: Today I are mostly being in Yorkshire.

Posted: Thu Apr 16, 15 8:08 pm Post subject:
I'd suggest that that disclaimer should serve to mitigate the risk, unless your respect is misplaced.

Pilsbury

Joined: 13 Dec 2004
Posts: 5645
Location: East london/Essex

Posted: Thu Apr 16, 15 9:10 pm Post subject:

Cathryn wrote:

Pilsbury wrote:

Cathryn wrote:

Hairyloon wrote:

Cathryn wrote:

There should be nothing normal about having everything in your husband's name.

Why not? It is certainly not unusual.
What about lodgers? I would expect all the bills to be in the landlord's name: what are they to do?

Or landlady? Or maybe both if they both own the property? That's a novel idea I wonder if it will ever catch on?

I would really like to answer this but I cannot find a way of doing so that would not risk offending a man whom I have much respect for.

its fine i wont be offended but icwas just pointing out that sometimes allcthe bills are in one partners name rather than split and its not becsuse i wont let her have control, she just doesnt want it where household bilms sre concerned.
All her accounts, bank, phone and amazon type stuff are online so sometimes she struggles for accepted proof of address stuff.
It wasnt plannex this way just as i doubt anyone else on downsizer deliberately controls another but sometimes it happens to work out thst way.

Mistress Rose

Joined: 21 Jul 2011
Posts: 16004

Posted: Fri Apr 17, 15 6:26 am Post subject:

Utility bills are usually addressed to one person. Even if it isn't usual now, when we bought this house 32 years ago, it was usual to address a couple as Mr. and Mrs. X. Hence Mr. X tends to get sent the bills as he is the first on that list. I can access the gas and electicity bills on line if I really want to, always see them, and they will speak to me on the phone. There is no point in getting the name on the bills changed, although it can easily be done.

My main gripe is that a passport or pictorial driving licence is needed. It is only relatively recently that these have been technologically possible at an affordable price. I don't know that there was any more fraud before all this was brought in than there is now. As I am personally known to the people that have to sign off for us to recieve the grant, all this technology isn't really going to help a lot as everything else like address, bank details etc. are still the same.

Nick

Joined: 02 Nov 2004
Posts: 34535
Location: Hereford

Posted: Fri Apr 17, 15 6:42 am Post subject:

As a direct result of needing photo ID to prove who you are at scrapyards, metal theft dropped by between 33% and 77%, virtually overnight.

Gripe all you like, but that's less church roofs, railways lines, road signs and sub stations having to be paid for out of our pockets.

I don't think it's unreasonable that if you're getting free money, you have to prove who you are. It's possible not everyone receiving it is known personally by whoever writes the cheque.

Mistress Rose

Joined: 21 Jul 2011
Posts: 16004

Posted: Fri Apr 17, 15 6:53 am Post subject:
I think the main thing that has reduced metal theft is having to have the money put into a bank account. No cash in hand any more. As identity theft is apparantly so easy these days, I am not sure that photo ID is really going to do a lot. I still don't see how it is really going to do anything over the internet as the person can't see the picture.

Nick

Joined: 02 Nov 2004
Posts: 34535
Location: Hereford

Posted: Fri Apr 17, 15 8:01 am Post subject:
Bzzt. Thanks for trying, but no. You can go to a scrap yard, and get cash. They write a cheque, which they are happy to cash on the spot for you. You don't need a bank account. You do need to prove, with photo ID, who you are, and where you live.

Hairyloon

Joined: 20 Nov 2008
Posts: 15425
Location: Today I are mostly being in Yorkshire.

Posted: Fri Apr 17, 15 8:53 am Post subject:

Nick wrote:

As a direct result of needing photo ID to prove who you are at scrapyards, metal theft dropped by between 33% and 77%, virtually overnight.

I think they were originally going to require payment by direct bank transfer, which seems to me the best plan all round, so I don't know why they backed down from that: presumably under pressure from the federation of stolen metal dealers.

Do we know if the theft rate has stayed down?
How hard is it to forge the paperwork to the standard required by the typical metal yard?

Hairyloon

Joined: 20 Nov 2008
Posts: 15425
Location: Today I are mostly being in Yorkshire.

Posted: Fri Apr 17, 15 9:12 am Post subject:

Nick wrote:

Gripe all you like, but that's less church roofs, railways lines, road signs and sub stations having to be paid for out of our pockets.

If I was a terrorist organisation, I would hit things like transport, communication, and power distribution. To test the security systems I would conduct a series of thefts of power cables, railway lines and the like... or rather, I would encourage the local criminals to do it for me.

I am not a terrorist, but I think anyone dealing in those things ought to be treated as one on that basis. They should also come down a lot heavier on the yards that deal in stolen metal and hit them hard with the Proceeds of Crime Act. Make an example of some of the worst offenders, close down their business and take away their house.
That would've brought the crime rate down pretty sharpish.

Instead of that, not only do they not prosecute the dealers, they won't even supply you the evidence so you can take them to court yourself.

Nick

Joined: 02 Nov 2004
Posts: 34535
Location: Hereford

Posted: Fri Apr 17, 15 12:39 pm Post subject:

Hairyloon wrote:

Nick wrote:

As a direct result of needing photo ID to prove who you are at scrapyards, metal theft dropped by between 33% and 77%, virtually overnight.

Do we know if the theft rate has stayed down?
How hard is it to forge the paperwork to the standard required by the typical metal yard?

https://www.local.gov.uk/media-releases/-/journal_content/56/10180/7025789/NEWS

Cathryn

Joined: 16 Jul 2005
Posts: 19856
Location: Ceredigion

Posted: Fri Apr 17, 15 1:07 pm Post subject:

Pilsbury wrote:

Cathryn wrote:

Pilsbury wrote:

Cathryn wrote:

Hairyloon wrote:

Cathryn wrote:

There should be nothing normal about having everything in your husband's name.

Why not? It is certainly not unusual.
What about lodgers? I would expect all the bills to be in the landlord's name: what are they to do?

Or landlady? Or maybe both if they both own the property? That's a novel idea I wonder if it will ever catch on?

I would really like to answer this but I cannot find a way of doing so that would not risk offending a man whom I have much respect for.

That's clearer!

Starting your sentence with the statement that she doesn't work...hmm. You are saying that you are in an equal partnership but both do different bits of it.

I would not be happy not to have my name on the mortgage, which if you knew me is a bit pot calling kettle as I do not have straightforward financial affairs myself or any other straightforward affairs for that matter.

dpack

Joined: 02 Jul 2005
Posts: 46249
Location: yes

Posted: Sat Apr 18, 15 7:21 pm Post subject:

Nick wrote:

Hairyloon wrote:

Nick wrote:

As a direct result of needing photo ID to prove who you are at scrapyards, metal theft dropped by between 33% and 77%, virtually overnight.

Do we know if the theft rate has stayed down?
How hard is it to forge the paperwork to the standard required by the typical metal yard?

https://www.local.gov.uk/media-releases/-/journal_content/56/10180/7025789/NEWS

the trade in stolen stone is still thriving

buzzy

Joined: 04 Jan 2011
Posts: 3708
Location: In a small wood on the edge of the Huntingdonshire Wolds

Posted: Sat Apr 18, 15 10:44 pm Post subject:

sean wrote:

One of my favourite bits of one of my favourite TV series. Don't seem to be able to embed youtube any more. Here's the linky https://youtu.be/0O40Radaizk

Wow - somebody else who has heard of/remembers/loves Northern Exposure. If I hadn't got the full DVD set I'd think I'd imagined it.

Henry

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