Ethical Insurance Companies??

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Ethical Insurance Companies??

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monkey1973

Joined: 17 Jan 2005
Posts: 683
Location: Bonnie scotland

Posted: Fri Mar 04, 05 9:38 am Post subject: Ethical Insurance Companies??
Mornin' all. My home insurance is up for renewal and like everything else I would like to take this opportunity to go ethical. Anybody know of any ethical insurance companies? TFIF

jema
Downsizer Moderator

Joined: 28 Oct 2004
Posts: 28234
Location: escaped from Swindon

Posted: Fri Mar 04, 05 9:59 am Post subject:
Its the morning for oxymorons is it?

monkey1973

Joined: 17 Jan 2005
Posts: 683
Location: Bonnie scotland

Posted: Fri Mar 04, 05 10:07 am Post subject:

jema wrote:

Its the morning for oxymorons is it?

A big ask, I know.

bagpuss

Joined: 09 Dec 2004
Posts: 10507
Location: cambridge

Posted: Fri Mar 04, 05 10:29 am Post subject:
in cases like these google is your friend evocare seems to have a list, I have only had a quick look and there isn't a lot to choose from but its a start

Treacodactyl
Downsizer Moderator

Joined: 28 Oct 2004
Posts: 25795
Location: Jumping on the bandwagon of opportunism

Posted: Fri Mar 04, 05 12:14 pm Post subject:

Maybe a little off topic but I have often thought if it would be possible to set up some sort of your own scheme. For example, it is widely said that extended warranties are not worth the money. People suggest you put the money into a pot from several purchases and use it to pay for repairs. Fine if you buy a lot, but not if you only buy a single item.

If you have a large family or a number of good friends it would make sense to form some form of warranty club where everyone pays into a fund. Other insurances could be covered and then you're on the road to forming your own friendly society. (I leave jema to suggest a downsizer one).

jema
Downsizer Moderator

Joined: 28 Oct 2004
Posts: 28234
Location: escaped from Swindon

Posted: Fri Mar 04, 05 12:17 pm Post subject:

Treacodactyl wrote:

I bet there is a bucket load of regulations though, and once you go beyond very close family, the potential for horribles problems is really scary

Treacodactyl
Downsizer Moderator

Joined: 28 Oct 2004
Posts: 25795
Location: Jumping on the bandwagon of opportunism

Posted: Fri Mar 04, 05 12:20 pm Post subject:
I'm not sure. I may have a look into it one day, would seem an interesting idea. Especially if it could be merged with people helping out etc, almost another part of the bartering systems. Trying to prevent the odd person taking advantage may be a problem.

monkey1973

Joined: 17 Jan 2005
Posts: 683
Location: Bonnie scotland

Posted: Fri Mar 04, 05 12:45 pm Post subject:

Treacodactyl wrote:

Quality idea. Think I may be at a loss trying to get any family to see the good in it though. They all seem to have too much money to burn.

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